Miami is a city of dreams for drivers – Miami car insurance discounts
We want to make driving in the magical city to feel good magic. That is why we offer a bunch of discounts on your car insurance, so you can get the most out of your maritime metropolis. Let’s prove that Miami is a city of dreams for drivers.
- Defensive Driver Discount
If you are over 55 years old and have completed a driver the Florida Department of Motor Vehicles approves safety course, you may qualify for this discount.
- Good student discount
You can apply for this economy, if you (or someone on your policy) are under the age of 25 years; attending high school, college or university full-time; and maintaining at least 3.0 (or “B”) on the average.
- Fast 5® discount
It could not be easier to pull off – just start a quote online, and you will automatically save 5 percent.
Auto insurance coverages
- Required coverage
Miami All motorists are required to carry basic liability insurance and personal injury protection (PIP) with the following minimum limits:
- $ 10,000 bodily injury liability per person
- $ 20,000 bodily injury liability in the incident
- $ 10,000 property damage liability per incident
- $ 10,000 of PIP per person, per occurrence
Liability insurance can help protect you financially if you are found at fault in an accident that results in injury or property damage to the other driver. While this is not necessarily recommended, Florida allows its residents to abandon corporal cover written injury liability to your insurer – but remember that you will still be financially responsible for any accidents related to medical expenses if you have ever found on the fault in the incident.
PIP coverage, on the other hand, can help pay for your medical bills and other expenses related to the accident – regardless of fault.
- Additional coverage
If you want to protect the possible material damage to your vehicle in at-fault accident, though, you want to buy comprehensive and collision covers. These and other optional add-ons – including rent for a refund, uninsured / underinsured motorist, and towing and labor – can offer additional protection and peace of mind money than basic liability policy. So, isn’t Miami is a city of dreams for drivers?
Miami driving facts and stats
- The cost of congestion Miami
On average suburban Miami spent additional 47 hours sitting in traffic in 2011, according to a Texas Transportation Institute Urban Mobility 2012. This adds up to about 25 extra gallons of gas, $ 993 for commuter congestion costs, and (we assume) a whole lot of aggressive behavior on the road.
In order to help you save money at the pump, take advantage of our innovative online gas price predictor. Esurance Fuelcaster ™ allows you to enter your zip code to see if the price of gas at nearby stations are likely to rise or fall tomorrow compared to today’s prices. The little things could add up to big savings!
- Insurance fraud car in Miami
According to a report in 2014 by the National Bureau of Insurance Crime, led Miami Florida (Florida and brought the country) for claims (CC) told him.
These requirements often revolved around suspicious vehicle collisions, leading to costly medical care, which may or may not have actually been needed. In fact, the amount of PIP QCs in Miami increased by almost 57 percent for only one four-year study.
This is it as for the thought that Miami is a city of dreams for drivers!
See the video—>Crazy Drivers in Miami: