The Unique Aspects of Car Insurance in the UK

Car insurance has become a common financial process in many countries. This is also a legal requirement in countries such as the UK, USA and South Africa, with the result that it is illegal in order to drive a vehicle without proper insurance policy of the car. It is important to discuss some of the communities that the UK car insurance shares insurance from other countries.

Common Aspects of Car Insurance Companies:

1. Car Insurance levels

Insured party: one person can get insurance for the vehicle from serious injury. It can also refer to the company, such as a car rental company that acquires insurance for their hired drivers against injury.

Insured car/cars: a person or company acquires auto collision or damage to the vehicle.

Third party: insurance against damage to property and a car someone else. This eliminates the expense of your own car. The Unique Aspects of Car Insurance in the UK

2. Premium factors

The cost of insurance premiums will depend on various factors such as the age and sex of the car owner.

Age: Young drivers, such as students usually have to pay a higher insurance premium. Discounts are available in some countries for students of drivers.
Gender: Women as a rule drive less than men, so they are generally less expensive premium discount

Unique Aspects of Car Insurance Companies

UK car insurance has its own unique features, which include the Plus Scheme Pass, the Road Traffic Act, road tax and MOT Test.
Pass Plus scheme: training course for new drivers, the Agency has developed standards of driving (DSA) and together insurers and the driving instruction Association. After a driver completes the course, they are entitled to substantial discounts on auto insurance.

Pass Plus can be taken within a year of obtaining a driver’s rights. Discounts are offered to insurance, such as a fully comprehensive cover, fire and theft insurance, as well as from third-party insurance. It consists of six components practical, such as:

  • Driving in the city
  • Driving in all weather conditions
  • Driving on rural roads
  • Driving at night
  • Driving on two-lane roads
  • Driving on the highway

The Road Traffic Act: Known as the RTA, it is associated with some aspects of car insurance, along with other laws rules of the road.

Road tax: Known as the motor vehicle tax is a tax in the life of the UK Government on every car, paid in advance for a period of 6 -12 months.

Watch this video to learn more about unique aspects of car insurance in the UK:

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